Divibank’s Bold Move: Reshaping Payments in Latin America

Fintech innovation is moving fast in Latin America, and Divibank is at the center of it. The company just secured fresh capital and launched two new payment solutions—Divibank Pay and an AI-powered Payments Orchestration Platform—aimed at solving the region’s biggest payment challenges: high fees, low approval rates, and lack of transparency.

This couldn’t come at a better time. As e-commerce expands rapidly in LATAM, merchants need modern, intelligent payment solutions to keep up. With this latest investment, Divibank is positioning itself as a leading player in payment orchestration, ensuring businesses can process transactions more efficiently and securely.

What’s Behind Divibank’s Growth?

Divibank’s funding round was led by Better Tomorrow Ventures (BTV), with participation from major fintech investors, including Alter Global, The Fintech Fund, and MAYA Capital. BTV’s backing of Divibank isn’t just about money—it’s about recognizing the company’s ability to execute in a high-growth market.

Brazil’s e-commerce sector, which has 90% penetration among adults, is a key driver of this boom. However, merchants face complex payment landscapes with multiple processors and varying approval rates. Divibank’s orchestration platform solves this by intelligently routing payments to the lowest-cost, most reliable provider, increasing approval rates and minimizing revenue loss.

A Smarter Way to Handle Payments

“We offer merchants a safety net,” says Jaime Taboada, co-founder and CEO of Divibank. “If a payment attempt fails, our system automatically retries with alternative providers, ensuring more successful transactions.”

Since launching Divibank Pay in September 2024, the company has seen a 111% monthly growth in new clients. Its payment solutions are already benefiting industries like tourism, education, and beauty, proving the need for smarter, AI-driven payment solutions.

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BTV’s Confidence in Divibank’s Future

“We’ve backed Divibank since its early days and continue to see massive potential in its ability to adapt,” says Jake Gibson, Founding Partner at BTV. “Its expertise in credit gives it a competitive edge in a market where installment payments dominate.”

Divibank was also one of the first fintechs to introduce “PIX Inteligente,” improving transaction security and speed for Brazilian merchants. This focus on security and efficiency is a big reason why investors and businesses alike are paying attention.

What’s Next for Divibank?

With new capital in hand, Divibank plans to expand its AI-driven payment solutions, further integrate within merchant workflows, and optimize costs for businesses. As the Latin American fintech ecosystem evolves, Divibank is positioning itself as a key player in reshaping the payments landscape.

Expect more innovation, better payment experiences, and a fintech that’s redefining how businesses handle transactions.

What do you think about AI-powered payment orchestration? Hit reply and let’s discuss!