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- š Ramp Raises Again: The Future of Autonomous Finance Is Here
š Ramp Raises Again: The Future of Autonomous Finance Is Here
Ramp doubles down on AI finance automation; JPMorgan and Coinbase unveil a bold partnership bringing crypto closer to mainstream banking.
š Rampās $200M Play to Redefine Finance With AI
Just 45 days after sealing a $200M funding round, New York-based Ramp is back ā and they're not slowing down. The finance automation startup has secured fresh capital to fast-track its AI-powered financial software, aiming to shift how businesses manage back-office operations.
At the helm is Eric Glyman, Rampās CEO and co-founder, who envisions a near-future where AI agents handle routine financial tasks ā from fraud detection to policy compliance and invoice approvals.
āOur goal isnāt to replace humans but to free them,ā Glyman has shared. āFinance teams should be spending time on strategy, not paperwork.ā
š From Sequential to Simultaneous
What sets Ramp apart is its effort to replace sequential workflows with parallel, AI-coordinated systems. Instead of finance tasks stacking up in queues ā invoice, then approval, then payment ā Rampās AI works across them at once.
Use cases already include:
Contract reviews
Purchase order approvals
Expense reporting
Real-time forecasting
Clients like Notion, Webflow, and Quora are early adopters, leveraging Rampās tools to reduce manual oversight and enhance operational speed.
šļø The Future: Autonomous Finance, With Supervision
Rampās vision doesnāt stop at smart automation ā itās building toward āautonomous finance systemsā. Think AI that not only flags a suspicious transaction but clears expenses or optimizes cash flow on the fly, all under light-touch human supervision.
This paradigm shift will allow finance professionals to pivot into higher-value roles focused on strategy, oversight, and growth, while AI takes care of the transactional grunt work.
Ramp currently serves a fraction of U.S. businesses, but with this new injection of capital, it plans to scale infrastructure, reach more mid-market clients, and deepen its AI capabilities.
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In a bold move bridging traditional finance and digital assets, JPMorganChase and Coinbase have teamed up to make crypto more accessible and secure for millions of U.S. customers.
The multi-phase partnership introduces an industry first: a direct, secure connection between Chase bank accounts and Coinbase wallets. This allows users to manage fiat and crypto more seamlessly ā all under JPMorganās trusted security framework.
š Rewards, Reimagined
In another breakthrough, Chaseās Ultimate Rewards points will soon be transferable to Coinbase, enabling users to convert loyalty rewards into cryptocurrencies.
āThis marks a significant step forward in empowering customers to control their financial futures,ā said Melissa Feldsher, Head of Payments & Lending Innovation at JPMorganChase.
Feldsher emphasized that customers will now be able to securely fund Coinbase wallets via Chase credit cards, with this feature expected by Autumn 2025. Bank-to-wallet connectivity and rewards transfers are projected to go live in 2026.
š Why This Matters
This partnership could signal a new era of mainstream crypto adoption ā not just for early adopters, but for everyday Chase users. It also sets a precedent for how banks and crypto platforms might collaborate going forward.
āTogether, weāre lowering the barriers to entry for consumers to participate in the future of financial services onchain,ā added Max Branzburg, Coinbaseās Head of Consumer & Business Products.
For Coinbase, itās a huge reputational boost. For JPMorgan, itās a strategic leap into the crypto space without directly offering crypto products ā a safer, compliant route to innovation.
š Takeaways for Fintech Leaders
Autonomous finance is real ā and investors are betting heavily on it. Rampās rapid-fire funding rounds reflect the urgency to modernize finance departments with AI-driven tools.
Crypto and traditional banking are converging ā not in competition, but collaboration. The ChaseāCoinbase alliance could be the blueprint for future fintech-bank integrations.
User expectations are shifting ā convenience, security, and interoperability are no longer nice-to-haves. They're table stakes.
š” Final Thoughts
The future of fintech is forming before our eyes ā autonomous, interconnected, and user-first. Whether itās AI transforming finance operations or crypto becoming part of everyday banking, the industry is leaning into bold, transformative moves.
Stay tuned. The next edition of Fintech Forward will continue tracking the biggest bets and breakthrough innovations shaping the financial world.